Each year both the Trust and Alliance offer programs that provide the opportunity for districts to earn a credit from the contribution through the Trust Loyalty Credit (TLC) and Alliance Loyalty Credit (ALC) programs. Since the TLC began in 2010, we have returned $58 million to members and since the ALC began in 2014, we have returned $10 million to members. 

For the 2023/2024 year, members can earn up to 3% of their Trust and 5% of their Alliance 2023/2024 contribution by participating in a variety of loss control and risk management measures.

See the tabs below for the specific to learn more about the specific program requirements for this year.

Preliminary requirements

• participate in the Trust core coverages (both property and liability);
• have maintained membership in the Trust for three consecutive years (2021/2022, 2022/2023, and 2023/2024);
• have made a timely payment of the district’s 2023/2024 contribution; and
• continue membership for the 2024/2025 policy year 

Requirements (max of 3)

• (1%) viewing of Vector Solutions’ K-12 online courses and passage of the corresponding quizzes by at least 20 percent of the district’s full-time equivalent employees
• (1%) attending at least one quarterly regional emergency preparedness consortium meeting
• (1%) attending a transportation Leadership in Training course
• (1%) completing a roof inspection checklist and providing the inspection/corrective action plan to the Trust
• (1%) Complete a cyber-incident response plan (CIRP) and submit it to the Trust for review
• (1%) Participate in an in-person or virtual cyber-specific tabletop exercise (virtual tabletops must be attended by a district’s entire cyber team, have a team lead to serve as a facilitator, and the team members must be in the same room to participate together)
• (1%) attending one of the following Risk Management Summits, either in-person or via webinar:
• November 17, 2023 Loss Control Summit
• March 1, 2024 Liability Risk Management Summit.
• (1%) attending one of the Trust Leadership Academies in June 2023 or October 2023

For more details on the K-12 TLC requirements, click here.

Preliminary requirements

• participate in the Trust core coverages (both property and liability);
• have maintained membership in the Trust for three consecutive years (2021/2022, 2022/2023, and 2023/2024);
• have made a timely payment of the district’s 2023/2024 contribution; and
• continue membership for the 2024/2025 policy year

 Requirements (max of 3)

• (1%) View SafeColleges/Vector Solutions online course training and have at least 20 percent of the district’s full-time equivalent employees pass the corresponding quizzes
• (1%) Attend at least one quarterly regional emergency preparedness consortium meeting
• (1%) Complete a roof inspection checklist and provide the inspection/corrective action plan to the Trust
• (1%) Complete a cyber-incident response plan (CIRP) and submit it to the Trust for review
• (1%) Participate in an in-person or virtual cyber-specific tabletop exercise (virtual tabletops must be attended by a district’s entire cyber team, have a team lead to serve as a facilitator, and the team members must be in the same room to participate together)
• (1%) Attend one of the following Risk Management Summits, either in-person or via webinar:
• November 2, 2023 Community College Risk Management Summit
• November 17, 2023 Loss Control Summit
• March 1, 2024 Liability Risk Management Summit.
• (1%) Participate in all quarterly community college webinars held throughout the year

More details on the K-12 TLC requirements are coming soon.

Preliminary requirements

• participate in the guaranteed cost program;
• have been a member of the Alliance for three consecutive years (2021/2022, 2022/2023, and 2023/2024);
• report 2023/2024 actual payroll to Alliance staff within 30 days;
• have no 2023/2024 contribution payments due as of August 1, 2024; and
• continue membership for the 2024/2025 policy year

Tier 1 requirements

• (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2021 to June 30, 2024

Tier 2 requirements (max of 3)

• (1%) Attend a loss-related webinar (focused on top losses)
• (1%) Provide proof of the operation of a district safety team that meets at least quarterly
• (1%) Provide proof of a written chemical safety program (i.e., HAZCOMM) that is in place, including proof of routine training;
• (1%) Participate in Arizona Department of Occupational Safety and Health (ADOSH) trainings (focused on common injury types, including the top Alliance losses);
• (1%) Attend one of the following Risk Management Summits (RMS), either in-person or via webinar:
• November 2, 2023 Community College RMS
• November 17, 2023 Loss Control RMS
• March 1, 2024 K-12 Liability RMS

For more details on the ALC requirements, click here.