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LOYALTY CREDIT PROGRAMS

Background

Each year both the Trust and Alliance offer programs that provide the opportunity for districts to earn a credit from the contribution through the Trust Loyalty Credit (TLC) and Alliance Loyalty Credit (ALC) programs. Since the TLC began in 2010, we have returned $54 million to members and since the ALC began in 2014, we have returned $8.5 million to members. 

 

For the 2022/2023 year, members can earn up to 5% of their Trust and 4% of their Alliance 2022/2023 contribution by having a favorable loss experience and participating in a variety of loss control and risk management measures.

 

See the tabs below for the specific to learn more about the specific program requirements for this year.

Trust Loyalty Credit - K12

Preliminary requirements

  • participate in the Trust core coverages (both property and liability);
  • have maintained membership in the Trust for three consecutive years (2020/2021, 2021/2022, and 2022/2023);
  • have made a timely payment of the district’s 2022/2023 contribution; and
  • continue membership for the 2023/2024 policy year

 

Tier 1 requirements

  • (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2020 to May 31, 2023

 

Tier 2 requirements (max of 3)

  • (1%) viewing of Vector Solutions’ K-12 online courses and passage of the corresponding quizzes by at least 20 percent of the district’s full-time equivalent employees;
  • (1%) attending at least one quarterly regional emergency preparedness consortium meeting;
  • (1%) attending a transportation Leadership in Training course;
  • (1%) completing a roof inspection checklist and providing the inspection/corrective action plan to the Trust;
  • (1%) attending one of the following Risk Management Summits, either in-person or via webinar:
    • November 10, 2022 Loss Control Summit; or
    • February 24, 2023 Liability Risk Management Summit.
  • (1%) adopting MFA for all employees and all remote access connections;
  • (1%) conducting quarterly cyber phishing and training campaigns;
  • (1%) attending one of the Trust Leadership Academies in June 2022 or October 2022

Trust Loyalty Credit - Community College

Preliminary requirements

  • participate in the Trust core coverages (both property and liability);
  • have maintained membership in the Trust for three consecutive years (2020/2021, 2021/2022, and 2022/2023);
  • have made a timely payment of the district’s 2022/2023 contribution; and
  • continue membership for the 2023/2024 policy year

 

Tier 1 requirements

  • (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2020 to May 31, 2023

 

 Tier 2 requirements (max of 3)

  • (1%) viewing of Vector Solutions’ Higher Education online course trainings and passage of the corresponding quizzes by at least 20 percent of the district’s full-time equivalent employees;
  • (1%) attending at least one quarterly regional emergency preparedness consortium meeting;
  • (1%) completing a roof inspection checklist and providing the inspection/corrective action plan to the Trust;
  • (1%) attending the community college Risk Management Summit on November 2, 2022 (either in-person or via webinar);
  • (1%) adopting MFA for all employees and all remote access connections;
  • (1%) conducting quarterly cyber phishing and training campaign; and
  • (1%) participating in all quarterly community college webinars held during the year.

Alliance Loyalty Credit

Preliminary requirements

  • participate in the guaranteed cost program;
  • have been a member of the Alliance for three consecutive years (2020/2021, 2021/2022, and 2022/2023);
  • report 2022/2023 actual payroll to Alliance staff within 30 days;
  • have no 2022/2023 contribution payments due as of August 1, 2023; and
  • continue membership for the 2023/2024 policy year

 

Tier 1 requirements

  • (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2020 to June 30, 2023

 

Tier 2 requirements (max of 2)

  • (1%) attending the Alliance workplace ergonomics webinar;
  • (1%) submitting documentation evidencing the district’s return-to-work program;
  • (1%) participating in Arizona Department of Occupational Safety and Health (ADOSH) training (focused on common injury types, including the top Alliance losses); or
  • (1%) attending one of the following Risk Management Summits (RMS), either in-person or via webinar:
    • November 2, 2022 Community College RMS;
    • November 10, 2022 Loss Control RMS; or
    • February 24, 2023 K–12 Liability RMS