Each year, the Trust and Alliance offer programs that allow members to earn credits through the Trust Loyalty Credit (TLC) and Alliance Loyalty Credit (ALC) programs. Since the TLC launched in 2010, we have returned $64 million to members. Similarly, since the ALC began in 2014, we have returned $12 million.

For the 2025–2026 program year, members could earn up to 3% of their Trust contribution and 5% of their Alliance contribution by completing eligible loss control and risk management activities.

The Trust Loyalty Credit (TLC) participation period closed on May 31, 2026. The Alliance Loyalty Credit (ALC) program remains open through June 30, 2026.

Program resources:

• Trust Loyalty Credit – K–12 (closed May 31, 2026)
• Trust Loyalty Credit – Community College (closed May 31, 2026)
• Alliance Loyalty Credit (open through June 30, 2026)

Download printable checklists.

For more detailed program requirements, please refer to the tabs below.

The Trust Loyalty Credit Program participation period for 2025/2026 closed on May 31, 2026. There are no actions needed at this time. Details for the 2026/2027 program will be shared in October through Quick News.

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The Trust Loyalty Credit Program participation period for 2025/2026 closed on May 31, 2026. There are no actions needed at this time. Details for the 2026/2027 program will be shared in October through Quick News.

Not subscribed yet? Sign up for Quick News to stay updated.

Preliminary requirements

• participate in the guaranteed cost program;
• have been a member of the Alliance for three consecutive years (2023/2024, 2024/2025, and 2025/2026);
• report 2025/2026 actual payroll to Alliance staff within 30 days;
• make all 2025/2026 contribution payments by August 1, 2026; and
• continue membership for the 2026/2027 policy year.

Tier 1 requirements

• (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2023 to June 30, 2026

Tier 2 requirements (max of 3)

• (1%) attending a loss-related webinar focused on preventing SPED-related injuries or view the recording;
• (1%) proof of 80% compliance of staff trainings on slips, trips, and falls, blood borne pathogens, or back injury prevention through Vector Solutions;
• (1%) providing evidence of a return-to-work program and discussing the district’s program with Alliance staff;
• (1%) submitting an Injury Response Plan (IRP) for review by the Alliance Loss Control Department;
• (1%) participating in Arizona Department of Occupational Safety and Health (ADOSH) trainings focused on common injury types, including top Alliance losses; and
• (1%) attending one of the following Risk Management Summits (RMSs) in person:
• November 2025 Community College RMS;
• November 2025 Loss Control RMS; or
• February 2026 K–12 Liability RMS.

For more details on the ALC requirements, click here.