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School Construction Insurance Pool


The School Construction Insurance Pool, Inc. (SCIP) is a non-profit corporation that previously operated an owner controlled insurance program (OCIP) for deficiency funded construction projects through the Arizona School Facilities Board (SFB). Coverages provided were workers’ compensation, general liability, and builder’s risk. Today, SCIP does not provide coverage to members, but continues to provide a quality assurance program. SCIP is also in a stand-by mode, awaiting availability of construction funding on a large scale.

From 2000 to 2006, SCIP offered an Owner Controlled Insurance Program (OCIP) that covered more than 640 projects and included over 2,100 enrolled contractors. The benefits of the OCIP included:

  • uniform and customized coverages that reduced problems with subcontractor underinsurance,
  • alleviation of claims-related project delays,
  • reliable completed operations coverage,
  • an enhanced safety program, and
  • "one-stop shopping" - a coordinated insurance program with support from the Trust.

From 2010 to 2012, SCIP offered free construction consultation, or quality assurance (QA) services to Trust members. These services include:

  • review of contracts to ensure that districts are adequately protected;
  • review of general contractor insurance costs to help identify potential savings; and
  • loss control and safety support.

Since 2013, the QA program has been operated by the Trust Loss Control Department to streamline services. The current services provided are:

  • grading and drainage plan review
  • structural plan review
  • foundation plan review

If your district has any questions or suggestions regarding SCIP, or is interested in learning more about available construction consultation services, please contact Mike Coppa, loss control manager, at (602) 200-2404 or

Board of Directors

Ken VanWinkle MA Ed, Board President
Ken VanWinkle, a native Arizonan, is the superintendent for Safford Unified School District No. 1. Ken has also been a high school principal, assistant principal, athletic director, school counselor, and sixth grade teacher. He received his bachelor of science and master of arts degrees from Northern Arizona University.

Charlotte Gates, Board Vice President
Charlotte Gates serves as the director of business services at Sahuarita Unified School District #30 and Continental Elementary School District #39. She received her associate of applied science degree in business from Citrus College in Glendora, California. She also holds a certificate in school business administration from Central Arizona College.

Kevin Kelty, Board Secretary/Treasurer
Kevin graduated from Northern Arizona University in December 1984 with a Bachelor’s of Science in Accounting. He began working for the Arizona Auditor General’s Office in January of 1985 where he worked as a Senior Auditor in the Financial Accounting division until June of 1990. In June of 1990, Kevin began working for the Casa Grande Elementary School District as the Business Services Supervisor and in 1995 became the Administrative Services Manager. In June of 2016, his positon as Administrative Services Manager position was renamed Chief Financial Officer.


SCIP Loss Control Notices