The School Construction Insurance Pool, Inc. (SCIP) is a non-profit corporation that previously operated an owner controlled insurance program (OCIP) for deficiency funded construction projects through the Arizona School Facilities Board (SFB). Coverages provided were workers’ compensation, general liability, and builder’s risk. Today, SCIP does not provide coverage to members, but continues to provide a quality assurance program. SCIP is also in a stand-by mode, awaiting availability of construction funding on a large scale.

From 2000 to 2006, SCIP offered an Owner Controlled Insurance Program (OCIP) that covered more than 640 projects and included over 2,100 enrolled contractors. The benefits of the OCIP included:

• uniform and customized coverages that reduced problems with subcontractor underinsurance,
• alleviation of claims-related project delays,
• reliable completed operations coverage,
• an enhanced safety program, and
• "one-stop shopping" - a coordinated insurance program with support from the Trust.

From 2010 to 2012, SCIP offered free construction consultation, or quality assurance (QA) services to Trust members. These services include:

• review of contracts to ensure that districts are adequately protected;
• review of general contractor insurance costs to help identify potential savings; and
• loss control and safety support.

Since 2013, the QA program has been operated by the Trust Loss Control Department to streamline services. The current services provided are:

• grading and drainage plan review
• structural plan review
• foundation plan review

If your district has any questions or suggestions regarding SCIP, or is interested in learning more about available construction consultation services, please contact Mike Coppa, loss control manager, at (602) 200-2404 or mcoppa@the-trust.org